Chapter 7 Bankruptcy Attorney Seattle

Chapter 7 Bankruptcy Attorney Seattle

(206) 789-8751 sGoogle+ AVVO Facebook LinkedIn
Law Offices of Mark McClure
1200 Westlake Ave N #1006, Seattle, WA 98109
  • Chapter 7 Benefits
    Chapter 7 Benefits ::      Keep Your Home and Stop Foreclosure Learn More >
  • Chapter 7 Benefits
    Chapter 7 Benefits ::      Keep Your Car from Repossession Learn More >
  • Chapter 7 Benefits
    Chapter 7 Benefits ::      Be Debt Free Learn More >
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Seattle Chapter 7 Bankruptcy Attorney

Seattle Chapter 7 Bankruptcy Attorney Mark McClure Can Help You Get Back on Track

Falling behind on bills can leave you feeling like there is no way out. A family illness, loss of a job, or unexpected expense can be the trigger for a financial freefall, leaving you and your family wondering how to make ends meet.

The embarrassment and humiliation of being harassed by creditors can be overwhelming, and unpaid credit card bills can devour your budget with interest before you even realize it's a problem.

If you're faced with the reality of not being able to pay your bills, or are often anxious about your future because it doesn't seem like you can ever get ahead, it might be time to speak with a qualified Seattle Chapter 7 bankruptcy lawyer.

Understanding Chapter 7 bankruptcy is difficult without help from an experienced Seattle lawyer that can provide you with the information you need to determine if bankruptcy is the right option for you. You might feel embarrassed because of your financial difficulties, or even afraid because of what you think might happen to you, but bankruptcy was created by the United States government to give you a second chance financially.

Best of all, bankruptcy laws protect you from the constant abuse of angry creditors in the form of disruptive phone calls at any time of night or day.

At the Law Offices of Mark McClure, we will provide you with the respect you deserve and help you determine if Chapter 7 bankruptcy is possible and potentially beneficial. Bankruptcy law is designed to protect your home, your car, your paychecks, your family, and you.

Contact our office today at (206) 789-8751, and talk to an experienced Seattle Chapter 7 bankruptcy lawyer without cost or obligation. We will discuss your options and answer your questions concerning Chapter 7 bankruptcy.

Understanding Seattle Chapter 7 Bankruptcy

If you have no significant non-exempt assets and modest to low income, Chapter 7 may be the solution you've been looking for. Indeed, when people think of bankruptcy, Chapter 7 is most often what they have pictured in their mind.

While many people believe that filing for bankruptcy will force them to give up their home, cars, and other possessions, this is usually far from the truth. In fact, most people can keep all of their belongings, including their home and vehicles, when they file for a Chapter 7 bankruptcy. Obviously, every situation is different, and there are limits to this general rule, but most are fairly generous.

Seattle Chapter 7 Bankruptcy Attorney

A Seattle Chapter 7 Bankruptcy Attorney Explains Advantages Unique to Washington Residents

The Bankruptcy Code is a federal law that outlines the rules that courts and creditors must follow when a person files for bankruptcy in the United States. Portions of this law deal with the types, quantity, and values of various pieces of property that you can keep when filing for bankruptcy.

In many states, federal law supersedes state laws regarding the retention of property when filing for bankruptcy, but not in the state of Washington. This is a huge advantage for Seattle residents because they can use either Federal bankruptcy exemptions or Washington State exemptions.

This flexibility allows your Seattle Chapter 7 bankruptcy attorney to weigh your exemption choices against one another and find the one that is most financially advantageous for your particular situation. The complexity of these laws can be daunting, but your lawyer will carefully guide you through the details so that you can make an informed decision regarding your financial future.

Your Seattle Chapter 7 Bankruptcy Lawyer Can Make the Phone Calls Stop Immediately

The devastating emotional impact of constant harassing phone calls from creditors cannot be overstated. Many people are surprised to learn that filing for bankruptcy immediately forces all creditors to cease harassment, making it possible for them to get some much-needed peace and move forward with their life.

Additionally, with Chapter 7 bankruptcy you simply file it and forget it. In most cases, no payments are required and all of your debt will be eliminated, with a few possible exceptions. Many are surprised to find out that even tax debt can be entirely eliminated.

Debts that are not possible to discharge in a Chapter 7 bankruptcy include:
  • Child support
  • Spousal support
  • Debt awarded in a divorce
  • Student loans
Debts that can be discharged include:
  • Credit cards
  • Lines of credit
  • Second mortgages
  • Repossessed vehicle loans
  • Medical debt
  • Old rental debt
Also, keep in mind that if you don't qualify for a Chapter 7 bankruptcy in Seattle, you will likely qualify for a Chapter 13 bankruptcy.

Call the Law Offices of Mark McClure today and find out whether Chapter 7 bankruptcy is a viable option for you and your family. Call (206) 789-8751 for your free consultation and start looking forward to a more financially secure future.

© 2014 Law Office of Mark McClure ★ info@chapter7seattle.netChapter 7 Seattle
1200 Westlake Ave N #1006, Seattle, WA 98109 ★ Phone: (206) 789-8751

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